EFS founder and CEO Tim Estes, CFP, AIF, CRPC, ChFEBC has been active in the financial services industry since 1991. He holds the designations of Certified Financial Planner ®, Accredited Investment Fiduciary, Chartered Retirement Planning Counselor, and Chartered Federal Employee Benefits Consultant. Tim’s success in business can be attributed to his unique talent for bringing together complex investing issues and solid, down-to-earth values that make sense to people on a gut level.

Tim uses his unique skill of combining complex subject matter into everyday application to explain the synthesis of the academic information into Free Market Portfolio Theory. This investment approach is the compilation of academic principle into solid investment strategy that can be implemented by the everyday investor. Saving investors from the misguided advice of the media and Wall Street pundits has become Tim’s driving motivator.

Tim is a noted lecturer and author. He has written an investment advice column for MD News, a regional magazine dedicated to physicians. His financial expertise has been sought out and quoted in the Fort Worth Star-Telegram and the Fort Worth Business Press. Tim lectures frequently on investor education issues.

Tim attended Texas A&M University on a full Navy ROTC scholarship where he graduated with a Bachelor’s Degree. Tim served his country proudly for over 21 years of Naval Service, both active duty and in the reserves. He retired from service as a Commander in 1999. He is a life-long member of the Episcopal Church. Tim resides in the Dallas/Fort Worth area with his wife, Julie.

Our Mission

The mission of Estes Financial Services, Inc. is to coach people to achieve “Peace of Mind” about their financial situation. Most investors at one point or another have used one or all three of the investing techniques that cause financial heartache. Our mission is to avoid that.

Estes Financial Services provides our clients with an investment program based on Nobel Prize winning economics using a broadly diversified asset allocation approach. We work with you to develop an individualized asset allocation strategy that balances your return objectives with your tolerance for investment risk.

We believe that financial markets are efficient and will teach this concept as the basis of management of your investment portfolios. As such, we will refrain from recommending any strategies that involve any variations of stock picking, market timing or reliance on past performance of an investment.